Broker Check

Services

How We Work

Our firm specializes in helping individuals meet their financial needs throughout all stages of life. If you recently:

  • Started planning for retirement
  • Retired
  • Got married
  • Had a child
  • Got a divorce
  • Started a new job
  • Left a job
  • Started planning to save for college
  • Began caring of a loved one with a long-term illness

Please consider calling to make an appointment. We offer personalized, hands-on service. Our main goal is to educate individuals about financial concepts and products in a way that any investor can understand, regardless of experience level. It is important that we take the mystery out of investing for you.

We know how daunting building a legacy can be without a plan. We're here to help you manage your money, as well as any other issues that are critical to your financial well being.


Investments

 There is no “one size fits all” when it comes to investing. Our team helps you customize your approach to investing to fit your needs and meet your goals. We primarily utilize the following investment vehicles:


Education Savings

Tax-Deductible IRA

Roth IRA

Retirement Plans for Small Businesses

Brokerage Accounts

Annuities

Financial Planning

 This type of planning might make the most sense if you are just beginning your career, want help managing your 401(k), or seek guidance with specific areas of your financial plan, but want to manage your own investments. We offer guidance in the following areas:


Retirement Plans

Tax Management

401(k) Planning

Retirement for Teachers

College Savings Plans

Estate Plans

Money Purchasing Plans

Profit Sharing Plans

Insurance 

The world is full of risks. Instead of waiting for these risks to materialize, we plan proactively with our clients using some of the following risk management vehicles:


Disability Income Insurance

Life Insurance

Long-Term-Care Insurance

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you.

  katherine.martin@ceterainvestors.com  |  (516) 338-4888